Disability Insurance

Income protection that pays you if you become unable to work due to illness or injury. Your ability to earn an income is your greatest asset. Disability insurance replaces a portion of your income if you cannot work due to illness or injury.

31+

Licensed in 31+ States

100%

30-Day Satisfaction Guarantee

98%

Client Referral Rate

Disability Coverage Options

Here's what you get when you choose Martin Insurance Partners.

Short-term disability coverage

Long-term disability protection

Own-occupation coverage

Residual / partial disability benefits

Guaranteed renewable policies

Tax-free benefits when paid by individual premiums

How Disability Insurance Works

Getting covered is easier than you think.

1

Determine how much income protection you need

2

Choose a short-term or long-term disability plan

3

Receive monthly benefit payments when you cannot work

Frequently Asked Questions

Short-term disability typically covers a few months to a year, while long-term disability can provide income replacement for several years or until retirement age.
Most disability policies replace 60-70% of your gross income, depending on the plan and coverage level you choose.
Many long-term disability policies do cover mental health conditions, though the benefit period may be shorter. Check your specific policy details.

Ready to Get Started?

Speak with a licensed agent today and find the perfect plan for you and your family.